A low transfer fee does not tell the whole story of sending money abroad. The World Bank’s Remittance Prices Worldwide report puts the global average cost of sending $200 at 6.36% in Q3 2025. Its digital remittances index was 4.59%. These are historical benchmarks from the report, rather than live prices available from a provider today. [1]

Applied to $200, those percentages represent illustrative costs of $12.72 and $9.18 respectively. The calculation makes the scale easier to understand, but it is not a quote for any particular country corridor or customer. Different destinations, funding methods and payout options can produce different results.

For consumers, a clearer comparison asks how much the recipient receives after fees and the exchange-rate margin. For fintechs, showing that amount before confirmation is a useful design goal. Customers should also be able to see delivery expectations and how to contact support if a transfer is delayed. The opportunity in remittances is to make the complete price understandable, so that a claim about speed or a low advertised fee does not obscure the amount arriving at the other end.